Mortgage strategies for the self-employed

Mortgage strategies for the self-employed

Mortgage Strategies for the Self-Employed

Do you remember the “no-doc” real estate financing loans pre-financial crisis? Are you among the ranks of self-employed, successful entrepreneurs in Miami wanting to either purchase another home? Or, do you wish to invest in additional real estate because you’d like to diversify your assets?   Unfortunately, however, you can’t because you have issues with the current financial environment vis a vis securing a reasonable interest rate with a reputable lender.   Because of this, what you need are mortgage strategies for the self-employed.

Does this sound about right to you?

Does this sound like your situation?

Well, the team at STC Loans can help you.

Why Work with Mario Quintero

Are you a successful entrepreneur searching for financial strategies to help you secure additional property?  Are you in the market for a property?  I help people reach their goals. I’m in the business of helping people achieve their dreams.  In today’s challenging financing environment, the team at STC Loans employs diverse financial strategies to help you achieve your goals of acquiring additional real estate.

Whether you want to sell or buy for the first time, refinance your existing loan, purchase an investment property, TODAY is your moment. Have a look at your options with the help of Mario Quintero of STC Loans. Mario has been in the Miami real estate and mortgage business since 2002. His experience is tested and true. Mario has helped thousands of clients reach their home ownership goals,

Because of this, let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario, Your Miami Realtor

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!

 

 

 

 

 

USA Real Estate Market

USA Real Estate Market

The USA Real Estate Market is Now More Valuable Than Ever

partial reprint from CNBC.com

A home is only worth what someone is willing to pay for it.  And apparently, that tab just hit its highest level in history.  Without a doubt, the USA real estate market is more valuable than ever.

The median value of all homes in the United States in June surpassed $200,000. This is up 7 percent from a year ago, according to Zillow, a real estate listing company.

Valuing homes nationally is a tricky business because so many factors play into that value, including location, condition, lot size, aesthetics, and, yes, even Feng Shui. And there is no shortage of economists and data companies and real estate sale sites offering their perspective on current home values.

The National Association of Realtors has reported the median sale price of a U.S. home at well over $200,000 for more than a year, but that measure reflects only homes sold, not every house in every neighborhood that exists in America.

That sale price has shifted higher not just because of inherent home value but because of the mix of homes selling. Currently, more expensive homes are selling because there is a severe shortage of low-priced starter homes for sale. Higher volume on the pricier end shifts the median higher. If rental landlords suddenly dumped a few million low-priced homes on the market, and they sold fast, that median would shift lower immediately.

Estimating values is complicated, but the reason behind the rise in those values is simple: short supply. The inventory of homes for sale was down more than 11 percent in June, year over year, according to Zillow,

“The national housing market remains red hot and shows no signs of slowing.”

Why Work with Mario Quintero

Are you in the market for a property? Are you having trouble finding an affordable property? I help people reach their goals. Whether you want to sell or buy for the first time, refinance your existing loan, purchase an investment property, TODAY is your moment. Have a look at your options with the help of Mario Quintero of STC Loans. Mario has been in the Miami real estate and mortgage business since 2002. His experience is tested and true. Mario has helped thousands of clients reach their home ownership goals,

Because of this, let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario, Your Miami Realtor

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!

 

Selling Real Estate in Miami

Selling Real Estate in Miami

 

Selling Your Home in Miami

Are you looking to sell your property? Selling a house is much more work than buying one. Just ask anyone who has done it. If you’ve never sold a home before, you may be surprised at how difficult the process can be. Whether it’s figuring out the correct listing price, navigating the different types of contracts,  it’s just not an easy process. Choosing the right realtor will make all the difference.  Because of this, you must choose a realtor who you trust. Ask their advice through each step of the process and leverage their experience. A good realtor will keep you focused and stick to those aspects which will help you sell your home faster and for top dollar.  And in a market as competitive as Miami, selling real estate in Miami can be challenging.

 

Why Work with Mario Quintero

Are you in the market for a property? Are you having trouble finding an affordable property? I help people reach their goals. Whether you want to sell or buy for the first time, refinance your existing loan, purchase an investment property, TODAY is your moment. Have a look at your options with the help of Mario Quintero of STC Loans. Mario has been in the Miami real estate and mortgage business since 2002. His experience is tested and true. Mario has helped thousands of clients reach their home ownership goals,

Because of this, let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario, Your Miami Realtor

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!