Memorial Day Weekend in Miami

Memorial Day Weekend in Miami

reprinted from the Miami Herald

What you need to know to get around Miami Beach on Memorial Day weekend

Memorial Day weekend in Miami is here.  This means thousands of visitors will flock to Miami Beach for a weekend of parties, concerts, and special events.

 

 

Home buying in Miami

Miami home loans

 

Miami Home Loans

Were you among those who were affected by the Great Recession?  Did a short sale hit you like a ton of bricks during the real estate bubble?  If you executed a short sale during the real estate bubble three years ago,  you are now eligible to purchase again using an FHA loan.  If your short sale was over four years ago, you may qualify for a conventional loan with as little as 5 % down. There is a way to qualify for Miami home loans today.  This way is simpler than anything we’ve seen since the financial crisis.

Available for immediate applications and funding.

If you are self employed we have a new 1 month bank statement program, no tax returns, no prepayment penalties 30 year rates rates less than 6%. Very low doc loan.

Call or text me for more information at 305-598-1600 or email me at mario@stcloans.com

Why Work with Mario Quintero

I help people reach their goals. Whether you want to buy for the first time, refinance your existing loan, purchase an investment property, or sell your home, TODAY is your moment. Have a look at your options with the help of Mario Quintero of STC Loans. Mario has been in the Miami real estate and mortgage business since 2002. His experience is tested and true. Mario has helped thousands of clients reach their home ownership goals.

Mario Quintero, principal of Strock and Tanner Mortgage, gets your deal done. Let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario, Your Miami Realtor

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage.

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!

home buying in Miami

home interest rates

What High Interest Rates?

There seems to be a lot of commotion about home interest rates rising in the USA banking environment these days.  So because we’ve gone from 3.75% to 4.75% in the course of two years people think the sky is falling.  Really?  You’ve got to be kidding.

Back when I bought my first house in the 80’s, the interest rate environment was a completely different scenario than the current one. I purchased my home at an 17.5% interest rate.  Now that was a high interest rate.   Even as not too long ago as the early to mid 2000’s interest rates were hovering around 8% reaching to 6% by 2008 just prior to the financial crisis.

Because the nation was faced with an almost depression-like scenario, our leaders acted quickly to stabilize financial markets.  It is because of this reason that interest rates went as low as they did, in order to avoid an entire financial collapse.

What’s the moral of the story?  Higher interest rates mean an improving economy.  This results in an all-around better economic scenario for everyone, not just a few.  Because things are better in the USA economy today, we can feel safe with a few basis points higher in interest rates.

And regardless, historically speaking, interest rates as this level are still low.  It continues to be a perfect environment to both buy and sell and maximize your money.

Why Work with Mario Quintero

I help people reach their goals. Whether you want to buy for the first time, refinance your existing loan, purchase an investment property, or sell your home, TODAY is your moment. Have a look at your options with the help of Mario Quintero of STC Loans. Mario has been in the Miami real estate and mortgage business since 2002. His experience is tested and true. Mario has helped thousands of clients reach their home ownership goals,

Mario Quintero, principal of Strock and Tanner Mortgage, gets your deal done. Let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario, Your Miami Realtor

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!

 

5 de Mayo in Miami

5 de Mayo in Miami

5 de Mayo in Miami

Celebrations for 5 de Mayo in Miami offer up visual images of much fun and partying. Who doesn’t enjoy going out for drinks on a festive holiday together with friends?  This year, 5 de Mayo falls on a Friday night.  Talk about the most fun of weekly happy hours!

While all of this is good and true, it’s important to also keep safety in mind.  Driving under the influence claims the lives of hundreds of people each year in Florida.

In the past year, in Florida alone, there were 31,783 arrests for driving under the influence, 797 deaths associated to DUI’s, 27% of all traffic accidents. In fact, DUI’s represent one of the leading causes of motor vehicle deaths every year. Is a 5 de Mayo DUI worth it?  Ruining your life dreams for an extra sip of that drink is not worth it, trust me…

 

Why Work with Mario Quintero

I help people reach their goals. Whether you want to buy for the first time, refinance your existing loan, purchase an investment property, or sell your home, TODAY is your moment. Have a look at your options with the help of Mario Quintero of STC Loans. Mario has been in the Miami real estate and mortgage business since 2002. His experience is tested and true. Mario has helped thousands of clients reach their home ownership goals,

Mario Quintero, principal of Strock and Tanner Mortgage, gets your deal done. Let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario, Your Miami Realtor

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!