Miami Real Estate

Miami Real Estate

courtesy of World Property Journal

Miami Real Estate Market is 4th Largest in the US

Miami ranks 4th in the nation in total home value. According to Zillow, the total value of all homes in the United States in early January 2018 is now $31.8 trillion after gaining $2 trillion in 2017.  The cumulative value of the U.S. housing market grew at its fastest annual pace – 6.5 percent – in four years. Moreover, the value of all U.S. homes rose 8 percent annually in the early stages of the housing recovery in 2013.

Fast FAQs:

  • Total U.S. housing market gained $2 trillion in value in 2017.
  • The value of all U.S. homes grew 6.5 percent in 2017, the fastest pace in four years.
  • Los Angeles, New York and San Francisco are the most valuable housing markets, each worth more than $1 trillion.

For many households, a home is the single largest source of wealth, but the collapse of the housing market and the ensuing Great Recession demonstrated the importance of housing to the U.S. economy as well. The housing market has gained $9 trillion since the lowest levels of the recession.

 

A Record Year

The value gained in 2017 alone is equivalent to more than the valuation of two companies the size of Apple. Over the past year, the U.S. housing market has gained $1.95 trillion, while Apple recently hit a market value of $900 billion, the first U.S. company to do so.

This was a record year for home values as the national housing stock reached record heights in 2017,” said Zillow® Senior Economist Aaron Terrazas. “Strong demand from buyers and the ongoing inventory shortage keep pushing values higher, especially in some of the nation’s booming coastal markets. Renters spent more than ever on rent this year, but the amount they spent grew at the slowest pace in recent years as more renters transitioned into homeownership and new rental supply slowed rent growth across the country. Despite recent changes to federal tax laws that have historically made homeownership financially attractive, the long-term dynamics pushing up home values and rents are unlikely to change significantly in 2018.”

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Why Work with Mario Quintero

Do you doubt what our good friends at CNBC are predicting?  Home prices are set to rise in Miami and across the entire USA.  Are you in the market looking to buy, sell, rent or lease a property? Mario Quintero has been in the mortgage business since 2002. Mario’s experience is tested and true. Mario has helped hundreds of families purchase their dream homes and secure competitive financing.

Mario Quintero, principal of Strock and Tanner Mortgage, gets your deal done. Let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a VA, conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage.

Art Basel Miami

Art Basel Miami

reprinted from timeout.com

Heading to Miami’s Art Basel this Weekend?

Some 268 of America’s top galleries and art museums will be showing us what they’ve got at annual contemporary art bonanza, Art Basel Miami Beach 2017. Since its launch in 2002, Art Basel has become North America’s premier art fair. Because of this, expect amazing contemporary paintings, films and videos, sculptures, drawings, photography, digital art and installations from more than 4,000 artists. You might even see them if you can tear yourself away from the parties and buzzing rooftop bars. Take a road trip or book your flight and use our guide for all your art, event, party, eating, drinking and hotel needs.

What is Art Basel Miami Beach?

First staged in 2002, Art Basel Miami Beach is an annual art show held at Miami Beach. Art Basel Miami stages three major fairs each year. These are held in Hong Kong, Basel and Miami Beach. Art Basel focuses on modern and contemporary art. It puts more than 250 galleries and 4,000 artists from across the globe in front of the art world’s top curators, museums and collectors. Hence, the weekend of Art Basel has become a major draw for Miami.  as it showcases major events held in conjunction with the show.  As an added bonus, have fun celebrity-spotting.

When is Art Basel Miami?

Art Basel Miami Beach is held December 7, 2017, through December 10, 2017.

Where is Art Basel Miami Beach held?

Art Basel Miami Beach 2017 is at the Miami Beach Convention Center, 1901 Convention Drive.  Check out a floorplan of the Convention Center to see who’s showing and where. Other works, film screenings and performances take place close by at Collins Park and SoundScape Park.

Why Work with Mario Quintero

Art adds great value to your home.  Mario’s wife, Claudia Quintero, has a keen eye for art and home design.  Moreover, Mario has been in the mortgage business since 2002. Mario’s experience is tested and true. Mario has helped hundreds of families purchase their dream homes and secure competitive financing.

Mario Quintero, principal of Strock and Tanner Mortgage, gets your deal done. Let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a VA, conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage.

Call me today at 305-598-1600 or contact me here.

 

 

VA Loan

VA Loan

 

Today and Everyday, Thank a United States Veteran

Every day, but especially on this Veteran’s Day, we take the time to thank veterans for their service to the United States.  It is because of their sacrifice that citizens like you and me enjoy the freedoms we experience daily.  Veterans may purchase their dream homes through the help of a VA Loan.

Thank you, United States veterans,  for your service!

How a VA Loan Works

A VA Loan is a mortgage loan issued by approved lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). The program was created in 1944 by the US government in order to help returning service members purchase homes without needing a down payment or excellent credit. The program has guaranteed millions of VA loans to help veterans, active duty military members and their families purchase homes or refinance their mortgages.

Now more than ever,  the VA Home Loan program is important to members of the armed services.  Due to the market housing collapse, in recent years, lenders nationwide have tightened their lending requirements.  Indeed, the VA Loan is a lifeline for military homebuyers.

Why Work with Mario Quintero

Are you a United States veteran?  Have a look at your options for a VA loan with the help of Mario Quintero of STC Loans. Mario has been in the mortgage business since 2002. Mario’s experience is tested and true. Mario has helped hundreds of veterans purchase their dream homes with government VA loans.

Mario Quintero, principal of Strock and Tanner Mortgage, gets your deal done. Let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a VA, conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage.

Call me today at 305-598-1600 or contact me here.

Halloween safety tips

Halloween safety tips

 

Halloween is this coming Tuesday.  Are you prepared?

Here are some Halloween safety tips to keep in mind as you’re out trick or treating with your kids.  Make sure to follow these to ensure a safe holiday.

reprinted from Improvements.com

10 Trick or Treat Safety Tips:

  1. Go During Safe Trick Or Treat Times
    You don’t have to wait until it is pitch-black outside to go trick-or-treating. A good trick or treat time is right after an early dinner and just before dusk when you can keep better track of your children and you are able to see the others that you encounter on the street. Besides, if you are the first person there, you will have the best selection of candy!
  2. Steer Clear Of Masks
    While masks are a fun part of many costumes, do your best to recreate the mask with face paint. Having a mask on can sometimes impair the vision of the child wearing it.
  3. Be Visible
    If your kids will comply, choose costumes that are brightly colored so that they are easier to see in the dark. If they really want a dark costume, apply some reflective strips to their costume. You could also have them wear glow necklaces or carry glow sticks and flashlights.
  4. Never Go Alone
    It is important that your children have an adult chaperon at all times while trick or treating. You should also discreetly add some emergency identification information such as the child’s name, address & phone number to their costume or on a bracelet in case your child happens to get separated from the group.
  5. Walking Tips
    Be sure that your children understand simple traffic rules, such as stopping and looking both ways before crossing the street, and staying in a crosswalk if one is available. If you have to cross at a light, make sure you have the proper “walk” signal before you proceed. Inform your children that they should never assume that they have the right away when crossing the street, especially at night on Halloween.
  6. Knock On Doors That You Know
    Encourage your children to only trick-or-treat at homes where they know the inhabitants. If they know everyone on the street, except for one house, they could ask the neighbors about that one house. If a home is dark or has no Halloween decorations, that is typically a good sign that they are not up for trick-or-treaters.
  7. Don’t Go Inside
    Trick-or-treaters always seem to run across a house or two where someone invites them to “come in”. Remind your little ones that they should never go inside anybody’s home while trick-or-treating. They can easily get the candy they seek from the porch or if the homeowner is persistent, inform them to simply turn and walk away.
  8. Stay On Track
    It might be tempting to take a short cut through an alley or cut through someone’s yard, but that can sometimes pose a danger. Stay on streets and in neighborhoods that are well lit and where there are plenty of people around.
  9. Say No!
    If you’re children are old enough to trick or treat in a group without you, be sure and designate a time for their return. Teach your children that if a stranger offers to give them a ride or take them to a Halloween Party, they should say “no”.
  10. Taste-Testing Patience   Trick or treating is for gathering candy, not eating it as they receive it. Pack a goody bag with some of your own Halloween candy so your kids have something to snack on if they just can’t wait until they get home.

 

Get in Touch with Mario

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage.

 

 

Miami Fall Activities

Miami Fall Activities

Miami Fall Activities

It’s officially the fall season in Miami.  And while it may still be hot, it’s less hot and less humid.  Like many others, you’re probably looking for ideas of things to do during the fall.  Below, we offer a link to Miami fall activities around town.

The fall edition of places to visit across Miami features a few additional outdoor offerings as our stifling summer temperatures begin to dissipate, paving way for the most spectacular “winter” in the country.

The following 26 locations chosen by Curbed editors feature the city’s most iconic buildings, parks, public art, events and more for you to visit. Did we look past your favorite Miami gem?

To access Curbed Miami’s List of the top 26 locations to visit in Miami during the fall months, have a look at this link here.

Additionally, tomorrow is the first Saturday of the month.  If you’re looking for something fun and free to do with your family this weekend, why not visit The Gold Coast Railroad Museum?  It’s is FREE the first Saturday of every month. Why not check it out?

Why Work with Mario Quintero

Interest rates continue to be at historically low levels.  Fall is a great time to buy a house in South Florida.  Are you in the market for a property? Are you having trouble finding an affordable property? I help people reach their goals. Whether you want to sell or buy for the first time, refinance your existing loan, purchase an investment property, TODAY is your moment. Have a look at your options with the help of Mario Quintero of STC Loans. Mario has been in the Miami real estate and mortgage business since 2002. His experience is tested and true. Mario has helped thousands of clients reach their home ownership goals,

Because of this, let me be both your trusted Miami realtor and your Miami mortgage broker.

Get in Touch with Mario, Your Miami Realtor

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!

 

 

Hurricane Irma donations

Hurricane Irma donations

 

At a Time of Need…

Hurricane Irma

Hurricane Irma has devastated the Florida Keys up along the west coast of Florida.  Never has the great state of Florida and Floridians experienced such a time.  For such a time as this, at a time of need as this, is when we all have to pull together and help our fellow man.

As is typical with hurricanes, they take twists and turns, develop and travel in different directions until they finally hit their entrance point.  Hurricane Irma was no exception and followed this very track.  Initially, it was supposed to impact Miami as a Category 5.  Instead, it took as last minute turn to the west, impacting the Florida Keys beyond recognition, along with devastating the once beautiful coastal communities along the west coast of the state.

Strock & Tanner Mortgage/STC Loans is collecting canned goods and water for the displaced citizens of the Florida Keys. Between now and September 22nd, you may drop off whatever you can to help offset their losses. STC Loans is located at 8900 SW 117 Ave Suite C101. We feel so truly blessed to have seen the reaction of our fellow Miamians contributing to this effort.   They are dropping off different types of foods they fortunately did not need during #hurricaneirma.

At this time of need, for such a time of this, please consider contributing whatever you can to help thousands who have lost everything.

Why Work with Mario Quintero

Despite the threat of the occasional hurricane, it’s never been a better time to invest in property in South Florida.  Are you in the market for a property? Are you having trouble finding an affordable property? I help people reach their goals. Whether you want to sell or buy for the first time, refinance your existing loan, purchase an investment property, TODAY is your moment. Have a look at your options with the help of Mario Quintero of STC Loans. Mario has been in the Miami real estate and mortgage business since 2002. His experience is tested and true. Mario has helped thousands of clients reach their home ownership goals,

Because of this, let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario, Your Miami Realtor

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!

 

Celebrate Labor Day

Celebrate Labor Day

 

Labor Day History

Reprinted from Forbes

So why do we celebrate Labor Day?  Happy Labor Day, for those of you in the United States of America!  While having a day off of work to celebrate the end of summer is always a treat, you might be surprised at the real reasons we celebrate Labor Day on the first Monday of September each year. The Labor Day holiday was actually created out of the labor movement in the late 19th century. The Industrial Revolution was at its height in the late 1800s. According to History.com, during this time, “the average American worked 12-hour days and seven-day weeks in order to eke out a basic living.” And even though many states prohibited it, children as young as five or six were often forced to worked in mills, factories and mines.

Because of the long hours, unsafe and unsanitary working conditions, and poor treatment by management, labor unions organized and workers began holding strikes and protest rallies.

 

Over time, more and more states created the Labor Day holiday. Then, on June 28, 1894, Congress passed an act making the first Monday of September a legal holiday, dedicated to the social and economic achievements of American workers.

Celebrate Labor Day

So as you relax on your day off today (possibly with a cold beer in your hands), don’t forget to take a moment of silence to thank the hardworking men and women from the late 1800s for their efforts to create the much-improved working conditions we now enjoy.

~ Lisa Quastauthor of award-winning book, YOUR CAREER, YOUR WAY!.  Join me on Twitter @careerwomaninc

Get in Touch with Mario, Your Miami Realtor

Labor kicks off the Fall home buying season.  Because of this, it’s a great time to invest in property in South Florida. I’m Mario Quintero, your mortgage & realtor for life. I’ll be out showing property to customers on Monday. Let me be your Miami home consultant. STC Loans specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!

 

Back to school

Back to school

Back to School Traffic Safety Tips

It’s that time of year again, back to school. As we’re all in the process of making sure we buy the correct school supplies for our kids, selecting uniforms, adhering to teacher requirements, and overall making sure all is in order, there’s one more very important aspect to keep in mind. Back to school traffic safety tips are key to ensuring the safety of everyone on the road during daily drop-offs and pickups.

Here are some back to school traffic safety tips to consider:

  • Watch school zone speed limits: 15 MPH is the limit, folks. Stay at this level or face getting a traffic ticket.
  • School Buses: flashing red lights on a school bus mean you can’t pass on either side of the bus. You must STOP. Bus drivers have a way to report your license plate to authorities so just stop.
  • Crosswalks: whether or not a crosswalk has a cross guard, obey school crosswalks. If you were to hit a pedestrian, stronger penalties than a mere traffic ticket will apply.
  • Drop off and Pick up locations at schools: use the school’s designated drop off and pick up areas in order to ensure the maximum safety for everyone.

Get in Touch with Mario, Your Miami Realtor

Back to school season is a great time to buy your family a new home. I’m Mario Quintero, your mortgage & realtor for life. I’ll be out showing property to customers on Monday. Let me be your Miami home consultant. STC Loans specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!

Miami Solar Eclipse

Miami Solar Eclipse

 

Miami Solar Eclipse

August 21, 2017 — Great American Eclipse (Total Solar Eclipse)

 

A Few Reasons Why This Eclipse is Significant

1. 1st Total Solar Eclipse in 38 Years…

…for those in contiguous United States (excluding Alaska and Hawaii). The last time anyone in mainland US saw a total eclipse of the Sun was on February 26, 1979. If you live in the US and miss this event, you’ll have to wait 7 more years, until April 8, 2024, to see a total solar eclipse from a location in the contiguous United States.

2. Most North Americans Will Be Able To See Totality…

…if they are willing to drive that is. The total eclipse will only be visible along the Moon’s central shadow, which at its widest will be about 115 kilometers (71.5 miles), according to some sources. Its path will span from the country’s West Coast to the East Coast. The rest of North America, as well as Central America and northern parts of South America, will experience a partial solar eclipse. NASA has estimated that a majority of the American population lives less than a 2-day drive away from the path of totality.

3. A Once-In-A-Lifetime Event

While total solar eclipses are not rare—they occur twice every 3 years on average and can be seen from some part of the Earth—a total eclipse of the Sun that can be seen from the American West Coast to the American East Coast occurs less frequently. In fact, the last time a total solar eclipse was visible from coast to coast was almost 100 years ago, on June 8, 1918!

What makes this eclipse extra special is that it is the first time since the total solar eclipse of January 11, 1880 that a total solar eclipse will occur exclusively over the continental United States—no other country will see totality, though many countries will see a partial eclipse of the Sun.

Because of these reasons, the eclipse is also being called the Great American Eclipse.

4. Parts of 14 American States Will Go Dark…

…for the 2 minutes of totality. The Yaquina Head Lighthouse in Newport, Oregon will be the first location on continental US soil to see totality. The partial phase of the eclipse will begin here at 9:04 am local time. Lincoln City, Oregon will also be one of the first locations in the country to experience totality.

Oregonians will also be the first to see totality as the Moon’s shadow moves east at an average speed of about 3600 km/h (2237 mph). After Oregon, the eclipse will move through Idaho, Wyoming, Nebraska, Kansas, Missouri, Illinois, Kentucky, Tennessee, North Carolina, Georgia, and South Carolina. Montana and Iowa are the only states where the path of totality will pass through unpopulated areas. People in Charleston, South Carolina will be some of the last people in the US to see totality.

Nashville, Tennessee is one of the few large cities in the United States to fall completely within the eclipse’s path of totality. Interestingly, only some parts of Kansas City, Kansas and Kansas City, Missouri will be able to see a total solar eclipse.

5. Totality Will Be Spectacular

Totality in a solar eclipse begins and ends with a diamond ring.

If you are lucky enough to be in the path of totality, you are in for an astronomical treat, weather permitting, of course. When the eclipse begins, at 1st contact, it will appear as if the Moon is taking a bite out of the Sun. As the eclipse progresses, the sky will get darker, the temperature will drop, and if you pay attention, animals and birds will become quieter.

At 2nd contact, which is when totality begins, Baily’s Beads become visible. As the Moon completely covers the Sun’s surface, the diamond ring can be seen. You might also see pink spots called prominences near the diamond. These spots are caused by gases on the Sun’s surface.

Totality is the only time when one can see the corona, the Sun’s atmosphere. At 3rd contact, Baily’s Beads will once again become visible and a second diamond ring may appear.

6. Stars During the Daytime

As the sky turns dark, planets and stars hidden in the sky by the Sun’s bright light will reappear. Look for Mars, Mercury, Jupiter, and Venus during totality.

7. You Will Need Eye Protection

Do not look directly at the Sun, before, during or after the eclipse without any protective eyewear.

Looking at the Sun with your naked eyes is highly dangerous and can even cause blindness. The safest way to see a solar eclipse is to wear protective eclipse glasses or use a pinhole projector you can easily make yourself.

Did You Know? This is the First Total Solar Eclipse in USA Since 1979

This is the first total eclipse of the Sun visible from the contiguous United States (excluding Alaska and Hawaii) since February 26, 1979. The last time a total eclipse was visible from coast to coast was on June 8, 1918.
Eclipse calculations usually accurate to a few seconds.

Next Total Solar Eclipse will be on Jul 2, 2019.

Get in Touch with Mario, Your Miami Realtor

I’m Mario Quintero, your mortgage & realtor for life. I’ll be out showing property to customers on Monday.  Let me be your Miami home consultant. STC Loans specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!

 

 

 

To Buy or to Rent in Miami?

Buy or rent in Miami?

 

To Buy or To Rent in Miami?   That is the Question…

Real estate is tricky especially if you happen to be a picky person. This is proven to be true because picky people have all these ideas in their minds of what they want and hope they can match to their taste. Buying versus renting can be a strategy, depending upon your objectives.  So, the question remains, do you buy or rent in Miami?

As a homeowner, you need to think about how long you are anticipating on staying in the house.  Also, how much maintenance will the property require?. Renting a house is always a popular option because you are not stuck permanently. However,  the downside here is that you have monthly or recurring payments to follow with no vested ownership. On the other hand, buying a house is great, too, because if you have a family and are looking to settle down this is probably the better option for you.

Why Work with Mario Quintero

Are you in the market for a property? Are you having trouble finding an affordable property? I help people reach their goals. Whether you want to sell or buy for the first time, refinance your existing loan, purchase an investment property, TODAY is your moment. Have a look at your options with the help of Mario Quintero of STC Loans. Mario has been in the Miami real estate and mortgage business since 2002. His experience is tested and true. Mario has helped thousands of clients reach their home ownership goals,

Because of this, let me be both your trusted Miami realtor and Miami mortgage broker.

Get in Touch with Mario, Your Miami Realtor

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..

Call me today at 305-598-1600 or contact me here. Let’s find your dream home!