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A Great Time to Refinance…

Just yesterday the Fed announced they may very well still raise interest rates in one or both of their remaining meetings this year.

What does this tell us?   Historically, it’s the absolute best time to refinance your home.  Never in history have interest rates been this low and attractive.  Think what you can do with the money you would be saving?  At the end of the day, you could practice good ol’ American consumerism by injecting your savings back into the economy.  It’s what Americans are known to do…

At Strock and Tanner Mortgage, we specialize in all types of home loans, mortgages, refinances and reverse mortgages.   We have experience in all ends of the real estate market, from realtors, to loan officers, to in-house servicing.  We can handle all your home purchase and financing needs.

If you’re in the market to purchase a new home, refinance and existing property, obtain a reverse mortgage on the equity in your home, your seniors parents home, or a friend or family member, call us at Strock and Tanner Mortgage to help you convert your dreams into reality.

Want to see stories of satisfied clients?  Have a look at our album of successful closings here.  It’s our business to make your real estate goals into reality.  We are licensed in the entire state of Florida and can help you regardless of your location.  Join thousands of satisfied clients.

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami, Florida home consultant. Strock and Tanner Loans specializes in both residential and commercial real estate and financing programs. We help you secure conventional, jumbo, FHA and foreign national mortgage loans. We can also help your elderly parents secure a comfortable retirement with a reverse mortgage. Call me today at 305-598-1600.

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It’s been a month since the Brexit vote and, as we reported initially, Miami home loan interest rates have continued to decline.

Just this week we reported how we now have a new conventional home loan interest product with 1% down payment, up to $417,000 loan as long as your total debt service ratio is no more than 46% and your FICO credit score is over 700.

These numbers are unheard of post the Great Financial Recession of 2009. If you have not yet acted, NOW is the time to purchase or refinance your home in order to lock-in these low rates before they increase.

As you very well, the Fed’s actions are unpredictable from meeting to meeting, so home interest rates could very well rise at any time without prior notice.

The Miami housing market continues to sizzle despite other major metropolitan home areas nationwide showing signs of slowing. We are not only fueled by locals interested in buying, selling and refinancing, but we have a large tourist population making Miami a second home. Our international foreign buyer base is also strong seeking a secure harbor to park their capital given uncertainty in other global markets.

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami, Florida home consultant. Our office specializes in both residential and commercial real estate and financing programs. We help you secure conventional, jumbo, FHA and foreign national mortgage loans. We can also help your elderly parents secure a comfortable retirement with a reverse mortgage.  Call me today at 305-598-1600.

 

 

 

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We now have a new conventional loan program up to $417,000 featuring a 1 % down payment! To qualify you need a 700+ FICO credit score, Maximum debt to income ratio of 43%.
Great low rates, and is available with no monthly Mortgage Insurance. Call me for details.

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami, Florida home consultant. Our office specializes in both residential and commercial real estate and financing programs. We help you secure conventional, jumbo, FHA and foreign national mortgage loans. We can also help your elderly parents secure a comfortable retirement with a reverse mortgage. Call me today at 305-598-1600.

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Interest rates reach all-time lows…

As we learned with the Brexit vote of a week ago, global events have a huge impact on domestic events here at home, including interest rates. In this case, the Brexit vote for the United Kingdom to leave the European Union has caused US interest rates to reach an all-time low.

Not only did the Dow Jones Industrial Average and other indices drop dramatically for several days in a row, all the financial commotion overseas really has created the perfect opportunity to take advantage of not only lower stock prices, but to purchase or refinance your home.

Opportunities like this do not come by often. Time after time again, after financial turmoil over the decades, the best opportunities arise in moments of fear. Why not let someone else’s fear become your financial opportunity? Those who have taken advantage of such opportunities in the past, have benefitted from great growth and rewards going forward in to the future.

Want to take advantage of a real estate opportunity here in South Florida?

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami, Florida home consultant. Our office specializes in both residential and commercial real estate and financing programs. We help you secure conventional, jumbo, FHA and foreign national mortgage loans. We can also help your elderly parents secure a comfortable retirement with a reverse mortgage. Call me today at 305-598-1600.

The Fed decided to keep interest rates low this week. While the economy has improved, the two most recent job reports indicate somewhat of a stagnation in growth. So, rather than “rocking the boat”, so to speak, Fed Chief Janet Yellen, along with the other Fed governors voted to maintain rates as is.

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Clearly, this is a great move for the real estate market nationwide, but even more so here in South Florida, where “Paradise”, as many like to refer to Miami and its surrounding communities, continue to welcome tourists, visitors, businesses and new residents almost daily.

Already the hub for business activity to Latin America, Miami is poised to become the same for the European Community. Many continue to seek the strength and safety of the USA. Miami is a natural fit for so many reasons.

How about you? Are you considering making Miami your home for a new location? Are you looking for a Miami realtor who can also help you obtain financing for your home or commercial space?

I’m Mario Quintero, your mortgage & realtor for life. Let me be your Miami, Florida home consultant. Our office specializes in both residential and commercial real estate and financing programs. We help you secure conventional, jumbo, FHA and foreign national mortgage loans. We can also help your elderly parents secure a comfortable retirement with a reverse mortgage.  Call me today at 305-598-1600.